Version: 1.2
Last revised on: February 20, 2026
The website located at https://pfinance.ai (the "Site") and any related products, applications, features, tools, content, and services we provide (collectively, the "Services") are a copyrighted work belonging to Finance AI, Inc. ("Company," "us," "our," and "we"). We may refer to the Services as "Finance AI." Certain features of the Services may be subject to additional guidelines, terms, or rules, which will be posted in connection with such features. All such additional terms, guidelines, and rules are incorporated by reference into these Terms of Service (these "Terms").
Our Privacy Policy describes how we collect and use personal information and is incorporated by reference into these Terms: https://pfinance.ai/privacy
CONSUMER RIGHTS NOTICE: Nothing in these Terms excludes or limits any mandatory consumer rights you may have under applicable law that cannot be waived by contract. If a provision of these Terms is unenforceable as applied to you, the remainder of these Terms will remain in effect.
THESE TERMS SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS THAT GOVERN YOUR USE OF THE SERVICES. BY ACCESSING OR USING THE SERVICES, YOU ARE ACCEPTING THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY THAT YOU REPRESENT), AND YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, AUTHORITY, AND CAPACITY TO ENTER INTO THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY THAT YOU REPRESENT). YOU MAY NOT ACCESS OR USE THE SERVICES OR ACCEPT THE TERMS IF YOU ARE NOT AT LEAST 18 YEARS OLD.
IF YOU DO NOT AGREE WITH ALL OF THE PROVISIONS OF THESE TERMS, DO NOT ACCESS AND/OR USE THE SERVICES.
ARBITRATION NOTICE; CLASS ACTION WAIVER: PLEASE BE AWARE THAT SECTION 12.2 CONTAINS PROVISIONS GOVERNING HOW TO RESOLVE DISPUTES BETWEEN YOU AND COMPANY, INCLUDING AN AGREEMENT TO ARBITRATE AND A CLASS ACTION AND JURY TRIAL WAIVER. PLEASE READ SECTION 12.2 CAREFULLY.
In order to use certain features of the Services, you must register for an account ("Account") and provide certain information about yourself as prompted by the registration form. You represent and warrant that: (a) all required registration information you submit is truthful and accurate; and (b) you will maintain the accuracy of such information. You may delete your Account at any time, for any reason, by following the instructions in the Services. Company may suspend or terminate your Account in accordance with Section 9.
You are responsible for maintaining the confidentiality of your Account login information and are fully responsible for all activities that occur under your Account. You agree to immediately notify Company of any unauthorized use, or suspected unauthorized use of your Account or any other breach of security. Company cannot and will not be liable for any loss or damage arising from your failure to comply with the above requirements.
From time to time, the Services may reference "agents." For purposes of these Terms, an "Agent" is an automated or semi-automated experience, assistant, persona, workflow, or feature (including those powered by artificial intelligence) that may generate or present Content. An Agent may include financial-focused features (a "Financial Agent"), but Agents may also be described more generally as "agents."
From time to time, we may offer the ability to pay to reserve access to a future Agent experience and to claim a unique handle (e.g., "@name") for use within the Services (the "Reservation Program"). The Reservation Program may be offered in limited quantities, may be modified at any time, and may be subject to additional rules, eligibility requirements, and restrictions communicated at purchase or within the Services.
You understand and agree that the Reservation Program is a way to (a) reserve a handle (subject to availability and our policies) and/or (b) obtain priority access, a place in line, or similar early-access benefits for potential future features. The Reservation Program is NOT a promise that any specific Agent, feature set, capability, integration, performance level, or launch date will be delivered. We may never release an Agent or any related functionality, and if we do, it may differ from descriptions or expectations.
The Services (including any Agents) are under active development and may be labeled alpha, beta, preview, or experimental. Features may be changed, delayed, limited, suspended, or withdrawn at any time. If any beta/preview feature is provided, it is provided "as is." We may delay, modify, limit, suspend, or discontinue the Reservation Program or any reserved handle at any time.
Reserved handles and usernames are licensed, not sold, are non-transferable, and do not grant any intellectual property rights. You receive a limited, revocable, non-exclusive license to use the handle within the Services, subject to these Terms and our policies. Handles are not property and you have no ownership rights in a handle.
We may reclaim, reassign, deactivate, or restrict any handle at any time in our sole discretion, including for non-payment (if applicable), inactivity, breach of these Terms, suspected fraud, legal or regulatory reasons, brand protection, to prevent confusion or abuse, or if we believe the handle may infringe or violate the rights of others.
Certain handles may be reserved or restricted, including but not limited to: (a) handles with very short length, (b) handles that match or are confusingly similar to notable names or brands, (c) handles that appear to violate trademark or other intellectual property rights, or (d) handles that are misleading or imply affiliation. If you wish to claim a reserved handle, we may require you to verify ownership or authorization (including through third-party authentication or documentation).
Handles may be temporarily reserved for a short period during checkout or the handle-claim flow. If you do not complete the applicable flow within that time, the handle may become available to others.
You may not sell, sublicense, rent, lease, transfer, assign, or otherwise convey any reserved handle or your position or benefits in the Reservation Program to any third party.
Reservation fees (the "Reservation Fees") are charged at the time of purchase. Except where required by law, Reservation Fees are non-refundable and payment obligations are non-cancelable. If we choose to provide a refund, credit, or other remedy, we may do so in our sole discretion, and that remedy will be your sole and exclusive remedy unless required otherwise by applicable law.
To the maximum extent permitted by law, if we are found liable for any claim arising out of or relating to the Reservation Program (including your handle), your exclusive remedy and our maximum aggregate liability will not exceed the total Reservation Fees you paid to us for the Reservation Program giving rise to the claim.
You agree that you will not rely on statements about future features, functionality, timing, or availability as a basis for any decision to purchase a Reservation Program or for any financial decision.
Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Services solely for your own personal, noncommercial use.
The rights granted to you in these Terms are subject to the following restrictions: (a) you shall not license, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Services, whether in whole or in part, or any content displayed on the Services; (b) you shall not modify, make derivative works of, disassemble, reverse compile or reverse engineer any part of the Services; (c) you shall not access the Services in order to build a similar or competitive website, product, or service; and (d) except as expressly stated herein, no part of the Services may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means.
Unless otherwise indicated, any future release, update, or other addition to functionality of the Services shall be subject to these Terms. All copyright and other proprietary notices on the Services (or on any content displayed on the Services) must be retained on all copies thereof.
Company reserves the right, at any time, to modify, suspend, or discontinue the Services (in whole or in part) with or without notice to you. You agree that Company will not be liable to you or to any third party for any modification, suspension, or discontinuation of the Services or any part thereof.
You acknowledge and agree that Company will have no obligation to provide you with any support or maintenance in connection with the Services.
You acknowledge that all intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Services and their content are owned by Company or Company's suppliers. Neither these Terms (nor your access to the Services) transfers to you or any third party any rights, title, or interest in or to such intellectual property rights, except for the limited access rights expressly set forth in Section 3.1. Company and its suppliers reserve all rights not granted in these Terms. There are no implied licenses granted under these Terms.
If you provide Company with any feedback or suggestions regarding the Services ("Feedback"), you hereby assign to Company all rights in such Feedback and agree that Company shall have the right to use and fully exploit such Feedback and related information in any manner it deems appropriate. Company will treat any Feedback you provide to Company as non-confidential and non-proprietary. You agree that you will not submit to Company any information or ideas that you consider to be confidential or proprietary.
This Section is intended to clarify the nature of the Services and Content and to reduce the risk of the Services being construed as providing professional advice.
The Services and all content, information, outputs, tools, calculators, analyses, recommendations, suggestions, forecasts, messages, alerts, or other materials made available through the Services (collectively, "Content") are provided for informational and educational purposes only. Nothing in the Services constitutes, or should be construed as, financial advice, investment advice, tax advice, accounting advice, legal advice, financial planning advice, or any other professional advice.
For clarity, Content includes outputs generated by or in connection with any Agent, and such outputs are provided for informational and educational purposes only and are not professional advice.
For clarity, any "guidance," "insights," "coaching," "projections," "plans," "goals," "summaries," or "scenarios" provided through the Services are general in nature and are not a substitute for professional advice.
Your use of the Services does not create a fiduciary relationship between you and the Company. You acknowledge and agree that the Company is not acting as your financial advisor, investment advisor, broker-dealer, tax advisor, accountant, attorney, or fiduciary.
The Services may provide general information, educational materials, insights, and scenario-based projections or simulations based on information you provide. However, the Services are not intended to provide, and do not provide, personalized recommendations to buy, sell, or hold any security, digital asset, or other financial product; to select any investment strategy; or to take any particular action with respect to your finances.
Nothing in the Services constitutes, or should be construed as, (a) an offer to sell or a solicitation of an offer to buy any security, digital asset, or other financial product, (b) a recommendation, endorsement, or sponsorship of any security, strategy, account type, or transaction, or (c) individualized advice tailored to your specific situation. Any decisions you make based on the Services are made at your own discretion and risk.
You are solely responsible for your financial decisions and for verifying the accuracy and completeness of any Content before relying on it. You should consult qualified professionals (e.g., a registered investment adviser, broker-dealer, attorney, CPA, and/or tax advisor) regarding your specific circumstances before making financial, investment, tax, or legal decisions.
The Company is a financial technology company. The Company is not a bank and does not provide banking services.
The Company does not act as a broker-dealer, execute trades, hold customer funds or securities, or provide investment advisory services. The Services do not provide investment recommendations or manage investments on your behalf.
The Company does not provide tax advice. You are encouraged to consult with your personal tax advisors.
The Services may display, summarize, or rely on information obtained from third-party sources. The Company does not guarantee the accuracy or completeness of third-party data and is not responsible for errors, outages, delays, or omissions in such data.
The Services may use automated tools and/or artificial intelligence (including Agents) to generate, summarize, classify, or present Content. You understand and acknowledge that automated outputs may be incorrect, incomplete, misleading, irrelevant, or not applicable to your situation. You agree to independently review and verify any Content before relying on it, and you will not rely on the Services as the primary basis for making financial or investment decisions.
You acknowledge that projections, forecasts, and scenario outputs are inherently uncertain, may be based on assumptions, and may not reflect actual outcomes.
From time to time we may offer features labeled as alpha, beta, preview, or experimental ("Beta Features"). Beta Features are provided "as is," may be changed or withdrawn at any time, and may not meet the same security, availability, or compliance standards as other parts of the Services.
To the maximum extent permitted by law, and notwithstanding anything to the contrary, Company's maximum aggregate liability for claims arising out of or relating to Beta Features will not exceed US $50.
Certain features of the Services may require you to pay fees, including Reservation Fees described in Section 2. By using paid features, you agree to pay all applicable fees and taxes, and you authorize us (and our payment processors) to charge your payment method for such amounts.
All fees are non-refundable except as expressly stated in these Terms or required by applicable law. Payment obligations are non-cancelable. Without limiting the foregoing, Reservation Fees are governed by Section 2.8.
We may change the fees or pricing for the Services at any time. If you have a subscription (if offered), any changes will apply prospectively, and we may provide notice as required by law.
Payments may be processed by third-party payment processors. Your payment may be subject to the processor's terms, and we are not responsible for the acts or omissions of third-party payment processors.
We may track usage (e.g., messages, computation, requests, or other resource consumption) and may impose limits by tier, plan, or feature. If you reach a limit, we may restrict, suspend, or downgrade your access to paid or limited features until the next billing cycle, until you purchase additional capacity, or as otherwise determined by us.
You agree to indemnify and hold Company (and its officers, employees, and agents) harmless, including costs and attorneys' fees, from any claim or demand made by any third party due to or arising out of (a) your use of the Services, (b) your violation of these Terms, or (c) your violation of applicable laws or regulations.
Company reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of Company. Company will use reasonable efforts to notify you of any such claim, action, or proceeding upon becoming aware of it.
The Services may contain links to third-party websites and services, and/or display advertisements for third parties (collectively, "Third-Party Links & Ads"). Such Third-Party Links & Ads are not under the control of Company, and Company is not responsible for any Third-Party Links & Ads. Company provides access to these Third-Party Links & Ads only as a convenience to you, and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Links & Ads.
You use all Third-Party Links & Ads at your own risk, and should apply a suitable level of caution and discretion in doing so. When you click on any of the Third-Party Links & Ads, the applicable third party's terms and policies apply, including the third party's privacy and data gathering practices. You should make whatever investigation you feel necessary or appropriate before proceeding with any transaction in connection with such Third-Party Links & Ads.
Your interactions with other users are solely between you and such users. You agree that Company will not be responsible for any loss or damage incurred as the result of any such interactions. If there is a dispute between you and any user, we are under no obligation to become involved.
You hereby release and forever discharge Company (and our officers, employees, agents, successors, and assigns) from, and hereby waive and relinquish, each and every past, present, and future dispute, claim, controversy, demand, right, obligation, liability, action, and cause of action of every kind and nature (including personal injuries, death, and property damage), that has arisen or arises directly or indirectly out of, or that relates directly or indirectly to, the Services (including any interactions with, or act or omission of, other users or any Third-Party Links & Ads).
IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVE CALIFORNIA CIVIL CODE SECTION 1542 in connection with the foregoing.
THE SERVICES ARE PROVIDED ON AN "AS-IS" AND "AS AVAILABLE" BASIS, AND COMPANY (AND OUR SUPPLIERS) EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ALL WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, OR NON-INFRINGEMENT.
WE (AND OUR SUPPLIERS) MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS, OR WILL BE ACCURATE, RELIABLE, FREE OF VIRUSES OR OTHER HARMFUL CODE, COMPLETE, LEGAL, OR SAFE. IF APPLICABLE LAW REQUIRES ANY WARRANTIES WITH RESPECT TO THE SERVICES, ALL SUCH WARRANTIES ARE LIMITED IN DURATION TO 90 DAYS FROM THE DATE OF FIRST USE.
WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT ANY FINANCIAL-, INVESTMENT-, OR TAX-RELATED CONTENT OR RESULTS ARE ACCURATE, COMPLETE, OR SUITABLE FOR YOUR PURPOSES.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL COMPANY (OR OUR SUPPLIERS) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFITS, LOST DATA, COSTS OF PROCUREMENT OF SUBSTITUTE PRODUCTS, OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF, OR INABILITY TO USE, THE SERVICES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
WITHOUT LIMITING THE FOREGOING, COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM OR RELATED TO THE RESERVATION PROGRAM, INCLUDING ANY INABILITY TO OBTAIN OR RETAIN A HANDLE, ANY DELAY IN ACCESS, OR ANY MODIFICATION, SUSPENSION, OR DISCONTINUATION OF ANY RESERVED HANDLE OR ANY AGENT OFFERING; SUBJECT TO SECTION 2.9, YOUR REMEDY (IF ANY) IS LIMITED TO THE RESERVATION FEES YOU PAID FOR THE APPLICABLE RESERVATION PROGRAM.
ACCESS TO, AND USE OF, THE SERVICES IS AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE OR COMPUTER SYSTEM, OR LOSS OF DATA RESULTING THEREFROM.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY DAMAGES ARISING FROM OR RELATED TO THESE TERMS (FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION) WILL AT ALL TIMES BE LIMITED TO A MAXIMUM OF FIFTY U.S. DOLLARS (US $50), OR THE AMOUNT YOU PAID TO COMPANY FOR THE SERVICES GIVING RISE TO THE CLAIM, WHICHEVER IS GREATER. THE EXISTENCE OF MORE THAN ONE CLAIM WILL NOT ENLARGE THIS LIMIT. YOU AGREE THAT OUR SUPPLIERS WILL HAVE NO LIABILITY OF ANY KIND ARISING FROM OR RELATING TO THESE TERMS.
SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
Subject to this Section, these Terms will remain in full force and effect while you use the Services. We may suspend or terminate your rights to use the Services (including your Account) at any time for any reason at our sole discretion, including for any use of the Services in violation of these Terms. Upon termination of your rights under these Terms, your Account and right to access and use the Services will terminate immediately.
Company will not have any liability whatsoever to you for any termination of your rights under these Terms, including for termination of your Account or Reservation Program benefits. Even after your rights under these Terms are terminated, the following provisions of these Terms will remain in effect: Sections 2 (to the extent applicable), 3.2 through 3.6, and Sections 4 through 12.
These Terms are subject to occasional revision, and if we make any substantial changes, we may notify you by sending you an e-mail to the last e-mail address you provided to us (if any), and/or by prominently posting notice of the changes on our Site. You are responsible for providing us with your most current e-mail address.
In the event that the last e-mail address that you have provided us is not valid, or for any reason is not capable of delivering to you the notice described above, our dispatch of the e-mail containing such notice will nonetheless constitute effective notice of the changes described in the notice. Continued use of our Services following notice of such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.
Please read the following arbitration agreement carefully. It requires you to arbitrate disputes with Company and limits the manner in which you can seek relief.
You agree that any dispute between you and Company (and its parent companies, subsidiaries, affiliates, successors and assigns and all of their respective officers, directors, employees, agents, and representatives, collectively the "Company Parties") relating in any way to the Services or these Terms will be resolved by binding arbitration, rather than in court, except that: (1) you and the Company Parties may assert individualized claims in small claims court if the claims qualify, remain in such court and advance solely on an individual, non-class basis; and (2) you or the Company Parties may seek equitable relief in court for infringement or other misuse of intellectual property rights (such as trademarks, trade dress, domain names, trade secrets, copyrights, and patents).
This Arbitration Agreement shall survive the expiration or termination of these Terms and shall apply, without limitation, to all claims that arose or were asserted before you agreed to these Terms or any prior version. It does not preclude you from bringing issues to the attention of federal, state, or local agencies.
For purposes of this Arbitration Agreement, "Dispute" will also include disputes that arose or involve facts occurring before the existence of this or any prior versions of the Agreement as well as claims that may arise after termination.
Before either party commences arbitration (or initiates an action in small claims court if elected), you and Company agree to meet and confer telephonically or via videoconference in a good faith effort to resolve informally any Dispute ("Informal Dispute Resolution Conference").
The party initiating a Dispute must give notice in writing of its intent to initiate an Informal Dispute Resolution Conference ("Notice"), which shall occur within 45 days after the other party receives such Notice, unless an extension is mutually agreed. Notice to Company should be sent by email to support@pfinance.ai, or by regular mail to the address listed in the Contact Information section below. The Notice must include: (1) your name, telephone number, mailing address, and e-mail address associated with your account (if any); (2) the name, telephone number, mailing address, and e-mail address of your counsel, if any; and (3) a description of your Dispute.
The statute of limitations and any filing fee deadlines shall be tolled while the parties engage in the Informal Dispute Resolution Conference process.
These Terms evidence a transaction involving interstate commerce; the Federal Arbitration Act, 9 U.S.C. § 1 et seq., will govern interpretation and enforcement of this Arbitration Agreement. If the Informal Dispute Resolution Process does not resolve satisfactorily within 60 days after receipt of your Notice, either party may resolve the Dispute through binding arbitration administered by JAMS.
Disputes with an amount in controversy under $250,000 (excluding attorneys' fees and interest) shall be subject to JAMS' Streamlined Arbitration Rules; all other claims shall be subject to JAMS' Comprehensive Arbitration Rules.
You and Company agree that each may bring claims against the other only on an individual basis and not on a class, representative, or collective basis, and waive all rights to have any Dispute brought, heard, administered, resolved, or arbitrated on a class, collective, representative, or mass action basis.
The parties shall bear their own attorneys' fees and costs in arbitration unless the arbitrator finds the substance of the Dispute or relief sought was frivolous or brought for an improper purpose, consistent with the standards in Federal Rule of Civil Procedure 11(b).
You have the right to opt out of this Arbitration Agreement by sending a timely written notice within 30 days after first becoming subject to this Arbitration Agreement to the mailing address in the Contact Information section below, or email to support@pfinance.ai. Your notice must include your name and address and a clear statement that you want to opt out of this Arbitration Agreement.
If Company makes any future material change to this Arbitration Agreement, you may reject that change within 30 days by writing Company at the address in the Contact Information section below or emailing support@pfinance.ai. Continued use after that period constitutes acceptance.
The Services may be subject to U.S. export control laws and may be subject to export or import regulations in other countries. You agree not to export, reexport, or transfer, directly or indirectly, any U.S. technical data acquired from Company, or any products utilizing such data, in violation of U.S. export laws or regulations.
Company is located at the address in the Contact Information section below. If you are a California resident, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Product of the California Department of Consumer Affairs by contacting them in writing at 400 R Street, Sacramento, CA 95814, or by telephone at (800) 952-5210.
The communications between you and Company use electronic means, whether you use the Services or send us emails, or whether Company posts notices on the Services or communicates with you via email. For contractual purposes, you (a) consent to receive communications from Company in an electronic form; and (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that Company provides to you electronically satisfy any legal requirement that such communications would satisfy if it were in a hardcopy writing.
These Terms constitute the entire agreement between you and us regarding the use of the Services. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver. The section titles are for convenience only and have no legal or contractual effect. The word "including" means "including without limitation."
If any provision of these Terms is held to be invalid or unenforceable, the other provisions will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law. Your relationship to Company is that of an independent contractor, and neither party is an agent or partner of the other.
These Terms, and your rights and obligations herein, may not be assigned, subcontracted, delegated, or otherwise transferred by you without Company's prior written consent, and any attempted transfer will be null and void. Company may freely assign these Terms.
Copyright © 2026 Finance AI, Inc. All rights reserved. All trademarks, logos and service marks ("Marks") displayed on the Services are our property or the property of other third parties. You are not permitted to use these Marks without our prior written consent or the consent of such third party which may own the Marks.
These Terms and any dispute arising out of or relating to these Terms or the Services will be governed by the laws of the State of California, without regard to conflict of law principles, except to the extent preempted by U.S. federal law. If a dispute is not subject to arbitration and cannot be heard in small claims court, the parties agree to exclusive jurisdiction and venue in the state and federal courts located in San Francisco County, California.